I was shocked when I saw Christmas décor and accouterments for sale in early September. From my perspective, it was still summer, and how dare you pull us all the way to December when I hadn’t even considered the other fall holidays?
So I don’t want to be one of those people. I’m not nearly ready for Christmas trees, tinsel, and holly. However, it’s around this time of year that I start getting my budget ready for the inevitable Christmas spending.
I absolutely love the winter holidays, and I see them as a great time to appreciate loved ones, celebrate the good in the world, and go wild with decorating. But all this jolly celebrating comes at a very real price tag. I’m not one to run up new debt carrying balances on credit cards, so I’ve got to have the cash ready to buy presents, a fresh cut tree, new wrapping supplies, and other decorations. Even DIY presents require materials!